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Congress is at it again this time raising concerns over cybercrime. Sound familiar? Let’s see now how many data breach laws did they propose that went nowhere when that was the popular issue and still is by the way? The last count was around six in 2007 alone with several more introduced in 2006. One House member said: “There is a rising debate in Congress on how to best combat the growing cyberthreat.” I looked up the definition of “debate” in the online and there were 13 meanings for the word. If debate is the first step it is suggested that the U. S. Congress click on this site and learn what the term entails and proceed to get something passed for a change. In. William Jackson tells us: “During the past few years a score or more bills have been introduced in both houses on subjects such as computer crime infrastructure protection spyware and data breaches. A number of them now are pending. Few have made it to floor votes let alone into law.” Jeannine Kenney senior policy analyst at Consumers Union says industry and government are not investing in cybersecurity and I doubt that comes as a surprise to anyone. Further she thinks they need incentives to do something that would secure our sensitive data which is pathetic since the consumer ends up being the one who suffers in the end that the Russian Business Network in St. Petersburg is the world’s hub for phishing spam identity theft as well as child porn. Why hasn’t Bush asked Putin about that? The Washington Post thinks that these guys might be responsible for half of the phishing incidents in 2006. And they are “connected”…like in the Mafia and most likely bribing the government. But here’s the statement to end all stupid data breach statements. Stuart Pratt president of the Consumer Data Industry Assn and Hugo Teufel III. Homeland Security Dept.’s chief privacy officer both indicated in the article that “collecting personal data can improve security and resulting risks to privacy are an acceptable trade-off.” Try running that one by the 8.9 million victims of identity theft last year costing them an average of $6,278. Pratt goes on to say that the American public has become used to certain invasions of their privacy today because of the risks involved in the marketplace. And that is true but it doesn’t excuse the fact that the majority of consumers have become “Apathetics” toward the misuse of their private information. It is quite obvious that everything we do today is becoming more and more dependent on the Internet and with that we can expect more cybercrime. We just have to decide if we are going to give in and accept the inevitable or stand up and take control over our names and personal data.

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Congress is at it again this time raising concerns over cybercrime. Sound familiar? Let’s see now how many data breach laws did they propose that went nowhere when that was the popular issue and still is by the way? The last count was around six in 2007 alone with several more introduced in 2006. One House member said: “There is a rising debate in Congress on how to best combat the growing cyberthreat.” I looked up the definition of “debate” in the online and there were 13 meanings for the word. If debate is the first step it is suggested that the U. S. Congress click on this site and learn what the term entails and proceed to get something passed for a change. In. William Jackson tells us: “During the past few years a score or more bills have been introduced in both houses on subjects such as computer crime infrastructure protection spyware and data breaches. A number of them now are pending. Few have made it to floor votes let alone into law.” Jeannine Kenney senior policy analyst at Consumers Union says industry and government are not investing in cybersecurity and I doubt that comes as a surprise to anyone. Further she thinks they need incentives to do something that would secure our sensitive data which is pathetic since the consumer ends up being the one who suffers in the end that the Russian Business Network in St. Petersburg is the world’s hub for phishing spam identity theft as well as child porn. Why hasn’t Bush asked Putin about that? The Washington Post thinks that these guys might be responsible for half of the phishing incidents in 2006. And they are “connected”…like in the Mafia and most likely bribing the government. But here’s the statement to end all stupid data breach statements. Stuart Pratt president of the Consumer Data Industry Assn and Hugo Teufel III. Homeland Security Dept.’s chief privacy officer both indicated in the article that “collecting personal data can improve security and resulting risks to privacy are an acceptable trade-off.” Try running that one by the 8.9 million victims of identity theft last year costing them an average of $6,278. Pratt goes on to say that the American public has become used to certain invasions of their privacy today because of the risks involved in the marketplace. And that is true but it doesn’t excuse the fact that the majority of consumers have become “Apathetics” toward the misuse of their private information. It is quite obvious that everything we do today is becoming more and more dependent on the Internet and with that we can expect more cybercrime. We just have to decide if we are going to give in and accept the inevitable or stand up and take control over our names and personal data.

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http://thedunningletter.blogspot.com/2007/11/more-congressional-rumbles-that-never.html

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We were formally introduced to Nigerian ID thieves with the ChoicePoint breach in February of 2005 when 163,000 of your personal records were heisted from CP by Oluwatunji Oluwatosin a Nigerian living in Los Angeles. He was sentenced to 16 months for this back in 2005 and the FTC has recently announced they undergo identified at least 3,800 ID theft victims from the fraud. But the latest scam involves puppy love and the Nigerian clones’ ability to con you by using a cute little dog that needs a home that only you can give it by sending your money that will also save it from a “horrible” death. As Helen Popkin the Nigerians are able to adjust to just about any need or lifestyle to get your money. And unfortunately there undergo been suckers which I accuse not only for the fact that by now the public should be aware of this method of swindling people but also because—as Popin indicates others have voiced—why not back up dogs and cats in this country by adopting through the SPCA or your local humane shelters? The 419 is a straight-forward pitch that takes no pains to achieve grammatical accuracy and wants to give you a huge amount of money for your tip account number and they could take the approach of a missionary religious appeal the love of your life and now the puppy of your dreams. I acquire them regularly in my e-mails. 20 in the last five months one in bold caps and one purportedly from Publishers Clearing House. Some even clearly state their Nigerian origin which means some people either don’t read the whole message or they just don’t get it. Or maybe some of us are too greedy to beat the realization that the crooks have open a goldmine in the stealing of our names and personal data. In one case Popkin recounts an occurrence where a hitman offers to cancel the hit on you if you pay him enough. And her adulterate fell for it. So where do the crooks get the names of their potential victims? According to some experts names are obtained from industry trade journals and professional directories newspapers libraries and mailing lists. In the latter case it is obvious the cast aside mailers could be duped into releasing lists of names and e-mail addresses to the wrong people based on the ChoicePoint incident above. In my former life as a junk mail list/data broker it was not that difficult to slip a bogus offer past the enumerate manager who approved all mailings not that I ever change surface considered doing this. This has changed somewhat since the CP fiasco. The has some excellent information on the 419 Scam with additional insight into where the ID thieves get your names. They buy lists like other spammers while also exchanging names with the spammers. Other sources consider Usenet Internet discussion systems probably similar to looting from file-sharing programs; searching online directories; and just using the old numbers trick of trying every 8-character e-mail address on a mail host until you get a hit. As we have said repeatedly in this blog create a new database of names and private information and the bad guys ordain figure out a way to take it.

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We were formally introduced to Nigerian ID thieves with the ChoicePoint breach in February of 2005 when 163,000 of your personal records were heisted from CP by Oluwatunji Oluwatosin a Nigerian living in Los Angeles. He was sentenced to 16 months for this back in 2005 and the FTC has recently announced they have identified at least 3,800 ID theft victims from the fraud. But the latest scam involves puppy love and the Nigerian clones’ ability to con you by using a cute little dog that needs a home that only you can give it by sending your money that will also save it from a “horrible” death. As Helen Popkin the Nigerians are able to adjust to just about any need or lifestyle to get your money. And unfortunately there undergo been suckers which I fault not only for the fact that by now the public should be aware of this method of swindling people but also because—as Popin indicates others undergo voiced—why not help dogs and cats in this country by adopting through the SPCA or your local humane shelters? The 419 is a straight-forward pitch that takes no pains to achieve grammatical accuracy and wants to give you a huge amount of money for your bank account number and they could take the approach of a missionary religious appeal the love of your life and now the puppy of your dreams. I receive them regularly in my e-mails. 20 in the last five months one in bold caps and one purportedly from Publishers Clearing House. Some change surface clearly state their Nigerian origin which means some people either don’t read the whole communicate or they just don’t get it. Or maybe some of us are too greedy to overcome the realization that the crooks undergo found a goldmine in the stealing of our names and personal data. In one inspect Popkin recounts an occurrence where a hitman offers to cancel the hit on you if you pay him enough. And her doctor fell for it. So where do the crooks get the names of their potential victims? According to some experts names are obtained from industry trade journals and professional directories newspapers libraries and mailing lists. In the latter case it is obvious the junk mailers could be duped into releasing lists of names and e-mail addresses to the wrong people based on the ChoicePoint incident above. In my former life as a cast aside mail list/data broker it was not that difficult to move a bogus offer past the list manager who approved all mailings not that I ever change surface considered doing this. This has changed somewhat since the CP fiasco. The has some excellent information on the 419 Scam with additional insight into where the ID thieves get your names. They buy lists desire other spammers while also exchanging names with the spammers. Other sources include Usenet Internet discussion systems probably similar to looting from file-sharing programs; searching online directories; and just using the old numbers trick of trying every 8-character e-mail address on a mail host until you get a hit. As we have said repeatedly in this blog create a new database of names and private information and the bad guys will figure out a way to steal it.

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http://thedunningletter.blogspot.com/2007/11/beware-nigerian-419especially-if-you.html

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The Visa credit separate affiliate knew in late 2005 that TJX (TJ Maxx. Marshalls) had “extensive security problems,” but made the decision to allow the retail arrange to remain non PCI compliant until 2009. This meant that TJX did not undergo to meet the payment card industry security requirements at that time. In a a Visa VP wrote the conceding earn in December of 2005 months after the bad guys had hacked into the TJX system. Whether or not the retailer was doing their best to mitigate the problem remains to be seen but what is for sure is the fact that this turned into the largest data breach that this country has ever experienced. 94 million credit separate numbers are out there and they are there because the ID thieves planned to use them to steal consumers’ names and private information. I did a post on this in late October which you can see. The theme of that bind was that we cannot depend on business to protect our names and personal data and this latest disclosure of endorse’s earlier decision on TJX PCI compliance supports that premise. TJX said in their original announcement that “only” 45.6 million credit card numbers were stolen adding that 75% were unusable. Let’s hope this applies to the 94 million evaluate as well but regardless even at the lower be there will still be 11.4 million usable credit cards in the hands of the crooks. You can read more about this in a where a lot of the current litigation against TJX by several banks including a class-action lawsuit is covered. The 94 million figure is based on information from the bank litigants but TJX is sticking to its original number. A leading technology expert says the reason for the discrepancy is the fact that TJX probably didn’t have the necessary records for complete analysis of the incident. Steven D. Bearak chief executive of Identity Force in Framingham. Mass. also where TJX is headquartered comments: “"Customers are at a high risk. This was an intentional malicious intrusion into TJX's system. This appears to have been an attack come up thought out well planned and well executed." I emphasize this point again to convince the American public that there is money behind the madness of these identity thieves…the consumers’ money. Stealing your sensitive data for profit is a business a very sophisticated one and it’s not going to go away any time soon. There are band-aids to prevent further harm after the sign alter is done but none of these will guarantee your security unless.

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Control Your Name Alliance. Inc. (CYNA) is a non-profit organization formed for the purpose of achieving individual control over our names and personal data and compensating the name-holder when it is sold. It is a grassroots movement conducting investigate and education on this issue to determine the beat come to accomplish these goals. Please give your right to control your sensitive data by making a contribution to CYNA and displace your analyse to Control Your label Alliance. Inc. at P. O. Box 347. Cave Creek. AZ 85327. Please contact me by e-mail (jack dundiv@cox net) with any questions. After 35 years of selling your name and personal information in the cast aside send industry. I undergo go to the conclusion that you should undergo 100% control over this most valuable of possessions. For the measure ten years my investigate has told me this is right and now I am create from raw material to do something about it.

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The figure is frightening. 25.6 percent of be personal data breaches occur in higher education. A recent survey by CDW Government (CDWG) of 151 college and university IT directors and managers called the rise in data loss “alarming,” in an. CDW sells computer equipment and technology and their CDWG subsidiary provides services to colleges and universities. Also from the report less than 50 percent of campus networks are safe from contend and 58 percent said they’d had at least one security disrespect in the past year. And this is all a 10 percent change magnitude over measure year. change surface scarier only 8 percent of the respondents felt they had “very secure” networks. I went back to our standby to update the latest in higher education. As of October 30 there have been a total of 714 breaches since the first recorded in January of 2005. Of those. 183 have occurred in colleges or universities for a whopping 25.6 percent of the be. Medical data breaches go in second at around 14 percent. The educational community cites “Lack of cater resources” as the biggest obstacle to securing their systems. Ah yes protecting our names and private information seems to always be the step-child when it comes to funding programs. CDWG rates the administrations at these schools a “B” for their support of IT security but the faculty and students get a “C” because of a lack of awareness. As we know apathy prevails in the public’s mind when it comes to their privacy particularly for something desire ID theft which they conclude could never happen to them. But the worst finding of all in the CDWG report was that during the three years they have been conducting the analyse there has been no improvement. On another front the exposed their administration giving up student personal data including Social Security numbers to Sallie Mae one of the largest providers of student aid loans in the U. S. In the online bind. “the university confirmed that they had sent the personal data of students to private lender Sallie Mae change surface though these students had not authorized them to do so.” There is some confusion as to whether the student application for eligibility counts as an actual loan application which the U of M says allows them to give the data to Sallie Mae. Not so says John Beckman dir of financial aid for New York U. And according to Jim Bradshaw a Dept of Education spokesperson the U of M may have violated the Family Educational Rights and Privacy Act which protects student private information. OK folks here’s the big challenge. Did the University of Miami get paid for the sensitive data they gave to Sallie Mae? If so it is just one more example of the manipulation of our names and personal data in an act to apply the American public. In this case the victims are young populate who could be devastated at this age with the loss of their identity. If not it still qualifies as reckless handling of our sensitive data.

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had a front page exposé about what is currently being called “bring about cards” which are used to bypass the FTC Do-Not-Call list and dupe seniors into making bad investments. You’ve seen them; approximately 4 inches by 6 two-part with one divide detachable to return to the sender for more information. They may indicate a relationship with the U. S government or a large organization like AARP. We called them “lead generators” when I worked in the cast aside send industry a allow means then to develop new business like a compile request. But a ChoicePoint affiliate—you bequeath the folks that sold your names and personal data to Nigerian ID crooks and were stopped in their tracks by new California notification law—has decided this handy gimmick should be utilized to get a commitment from seniors that could be used as an excuse to do by the DNC list. The ChoicePoint affiliate has decided that if you return the card you give them the right to label you even if you are on the DNC list. It’s a sleazy loophole that is typical of some cast aside mailers but unfortunately it has worked in several cases and families have been bilked out of their life savings. The Williams’ card came from America’s Recommended Mailers Inc. located in a Texas strip mall. After returning the card. Horace Williams. 83 from North Carolina had a visitor he thought was from AARP. Before he knew it what was actually an insurance agent talked him into moving much of his $179,000 savings into annuities he couldn’t touch until age 90 without paying high penalties. Fortunately after hiring an attorney the Williams family got their money back and America’s Recommended Mailers Inc is now being sued by the Texas Attorney General. The piece quoted internal ChoicePoint e-mails that attributed the lead cards’ success in producing responses to their “fear-factor,” and indicated that response rates fell drastically when AARP’s name was removed. AARP did win an injunction against the CP affiliate from referring to AARP on its cards which also used a Washington. D. C. return address apparently without an actual location there. There were other victims such as Jeanne Blom. 81 a widow in Minneapolis and Mary Menges. 70 from Illinois. Menges transferred $170,000 from her IRA to an American Investors deferred annuity where she could withdraw only 10 percent a year without paying a 17 percent penalty. The Illinois Attorney command finally got her money back. What is missing in the article is from where they obtained the Williams. Blom and Menges names to mail them the lead card in the first displace? I can answer that question from my 35 years as a list/data broker. The names of senior citizens are available from a number of cast aside mail data compilers. But what these companies probably did was to select what is known in the industry as the over age 65 “gullibles.” It is no reflection on any of these families because the term actually refers to individuals who are overly active in responding to cast aside mail offers particularly where the fling is for something remove desire more information. The be is up to the process of follow-up in this inspect an insurance agent posing as the bearer of complimentary information but actually with the intent of the hard change. It is deception on two fronts and directed to one of the most vulnerable groups…our senior citizens.

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New York Senator Charles Schumer a Democrat just threatened legislative action if credit bureaus make consumers pay for credit freezes. The big three credit bureaus. Experian. Equifax and TransUnion are charging $10 each thus a total of $30 to adjoin all three according to cast aside send publication. OK let’s do some math. bequeath ChoicePoint—it’s almost as familiar as "bequeath the Alamo" these days—and their disrespect of 163,000 individual records approve in February of 2005? This was a result of Nigerian ID thieves heisting the sensitive data for the purpose of stealing consumers’ identities resulting in potentially 3,800 victims of ID theft based on FTC figures. Our first mathematical equation multiplies 163,000 times $30.00 equaling $4,890,000 which is the be paid by Consumers and revenue received by credit bureaus for ascribe freezes in just the ChoicePoint breach. The back up equation which multiplies 3,800 times $5,720 (fraud be lost per victim) equals $21,736,000 be victim loss just for the CP disrespect. So the American consumer who did absolutely nothing do by in this incident ends up spending a be of $26,626,000 for future protection and to alter up someone else’s mess. Pathetic. And on the legislative lie the data breach Bobsy Twins. Senators Patrick Leahy and Arlen Specter undergo introduced yet another bill the Identity Theft Enforcement and Restitution Act which would allow consumers to desire relief from costs involved in an identity theft. How many times undergo we been to this come up before with no results? Leahy and Specter appear to have the consumer’s best interest at heart but they can never get the job done and that is the history of the U. S. Congress we are saddled with now. The compose of the piece above relates to William Faulkner in describing the issue. He confirms that congressional leaders do alter a lot of go over the problem but he adds: “Unfortunately for residents of the US the legislative grow of our government has proven itself to be full of sound and fury signifying nothing when it comes to this issue.” Very come up said. Now how many of you have heard that an appeals act has dismissed a lawsuit that would undergo compensated certain data breach victims? Affected would be those who have not actually suffered economic injure from the breach but who had to spend measure and money like ascribe monitoring or freezes to prevent potential losses. It was which operates a Web place for individuals looking for financial services. The data breached from Bancorp.’s hosting facility was name/communicate. Social Security number driver’s license number go out of bring forth mother’s maiden label and some other financial account information. What more could ID thieves ask for? The Seventh Circuit act in its decision said that emotional damages suffered over the disrespect weren’t actual out of pocket losses thus they didn’t count. I undergo talked to one very sharp legal object that doesn’t necessarily accept with this assumption. However the problem rests with the Indiana law on which the inspect is based. The court says basically that the state law as it is written did not intend for this write of victim to undergo a cause of action against the breaching affiliate. Just another example of weak state law when it comes to the identity crisis and another missed opportunity for the consumer.

Reader Elmer sends today’s Corning Leader and where Randy Kuhl makes some statements that sound desire he’s going to support continued US presence in Iraq. But has it diffused [sic] al-Qaida from attacking this country? The say is yes. Has it defused Iraq from attacking us? The answer is yes. Have they had to use resources they would otherwise be able to direct at killing populate in this country for other purposes? The answer is yes. Have we kept bin remove in a hole? The answer is yes. Of course the say is “no” to all of this. There were no Al Qaeda in Iraq before we went in and there aren’t that many there now (we did a on this earlier). Al Qaeda is based in Pakistan. Al Qaeda has nothing to do with Iraq. It’s a red herring. All bear witness suggests that the big terrorist attacks are orchestrated by former Baathists (read this for more information). is right: Randy Kuhl will lose his job over his idiotic alter give for The Decider’s Iraq policies. Joe Dunning wrote and it it’s interesting that he led with the weakest part of the Petraeus testimony: his waffling about whether the war is making us safer. That’s the key overaching air and Dunning hits it hard in a news story. More than his editorial this week this story signals that Kuhl ordain get no breaks on Iraq from the local touch because they’re armed with hard questions and ordain ask them repeatedly. Now which way is the beat way? I don’t know. Which way is the fastest way? I don’t know. Which one would be the most cost- effective? I don’t know. Joe Dunning wrote that piece and it it’s interesting that he led with the weakest move of the Petraeus testimony: his waffling about whether the war is making us safer. That’s the key overaching air and Dunning hits it hard in a news story. More than his editorial this week this story signals that Kuhl ordain get no breaks on Iraq from the local press because they’re armed with hard questions and ordain ask them repeatedly. You may use <a href="" title=""> <abbr title=""> <acronym call=""> <b> <blockquote have in mind=""> <code> <em> <i> <strike> <strong> in your comment. Our featured Progressive Partner is Joseph Sorrentino. Joseph got his start in photography by humanizing Philadelphia's homeless and currently lives in Rochester. In addition to you can see his work on display at at the Genesee bear on for the Arts. He's also available for or (weddings etc.) : They ordain inform they are lowering the sales tax evaluate. Why the special meetings? They’re now... : Because Fitch Ratings is notoriously famous for making HUGE and COSTLY mistakes when upgrading ratings:... : Because Fitch Ratings is notoriously famous for making HUGE and COSTLY mistakes when upgrading ratings:... : That Fitch Rating grade seems awfully suspicious to me. I wonder why these folks suddenly changed their... was kicked off the Iraq Study assort because he never showed up for meetings. was the only candidate not invited to communicate to the Firefighters presidential Forum.

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